Bank File Generator
“We tested it against several other solutions and PayFile Pro worked every single time.”
— Jake K., technology company in Edmonton
Start with your bank
Choose your bank to be guided to the right payment file format. Some banks share the same underlying format.
Collecting from customers? → US ACH debit
CPA Standard 005 is the recommended choice for most CIBC SMB users. CIBC 1464 is available for more complex setups or workflows that require the 1464 format. CIBC EFT 80-byte is a legacy format used in some specific CIBC setups. All three are credits-only. Your required file format depends on your CIBC setup — if unsure, confirm with your bank representative.
CIBC CPA Standard 005
Recommended for most CIBC SMB users. Best for typical CIBC credit-file uploads with one settlement account. Credits only — not for debit files or CIBC 1464.
Alternate formats also available for this bank: