Generate CIBC proprietary 1464-format credit payment files for direct submission to CIBC.
All file generation runs entirely in your browser — no banking data is sent to any server.
This generator produces CIBC proprietary 1464 credit files only. Use this format when your CIBC setup requires the 1464 format or involves more complex workflows. It does not support CIBC debit files, CIBC EFT 80-byte files, or CIBC CPA005 files. Most CIBC SMB users should use CIBC CPA Standard 005 unless directed otherwise by CIBC.
Each CIBC EFT file must be single currency only. Do not mix CAD and USD payments in the same file. The selected currency must match the bank-assigned originator ID and settlement account you are using.
This release supports a single settlement account only. Transaction code is hardcoded to 460.
File creation number must be 4 digits (0001–9999) and unique per submission. File creation date must be within 7 calendar days of when you transmit the file.
Institution numbers must be exactly 3 digits; transit numbers exactly 5 digits.
Always verify generated files with your CIBC test process before live submission.
Other CIBC formats
Not sure which format your CIBC setup requires? Confirm with your CIBC business banking contact.
Most users upload a prepared CSV. Use Enter in Browser to build a file manually or test with a small batch.
Download the Excel template, fill in your CIBC originator details, settlement account, and credit payments, export to CSV, then upload here.
Use the Excel template to edit. Export to CSV only when you are ready to upload.