Generate CIBC CPA Standard 005 credit files for FTS channel submission. Recommended for most CIBC SMB users with a single settlement account.
All file generation runs entirely in your browser — no banking data is sent to any server.
This generator produces CIBC CPA Standard 005 credit files only. It is recommended for most CIBC SMB users with a single settlement account. It does not support debit files, CIBC 1464, or CIBC EFT 80-byte files.
Each CIBC EFT file must be single currency only. Do not mix CAD and USD payments in the same file. The selected currency must match the originator ID and return / settlement account you are using.
File creation number must be 4 digits (0001–9999) and unique per submission. File creation date must be within 7 calendar days of when you transmit the file.
Institution numbers must be exactly 3 digits; transit numbers exactly 5 digits. Return institution must be 010 (CIBC).
Always verify generated files with your CIBC test process before live submission.
Other CIBC formats
Not sure which format your CIBC setup requires? Confirm with your CIBC business banking contact.
Most users upload a prepared CSV. Use Enter in Browser to build a file manually or test with a small batch.
Download the Excel template, fill in your CPA005 originator details and credit payments, export to CSV, then upload here.
Use the Excel template to edit. Export to CSV only when you are ready to upload.