Bank File Generator

“We tested it against several other solutions and PayFile Pro worked every single time.”

— Jake K., technology company in Edmonton

Start with your bank

Choose your bank to be guided to the right payment file format. Some banks share the same underlying format.

→BMO 1464

Collecting from customers? → US ACH debit

BMO 1464 is the recommended format for most BMO credit file setups. BMO EFT 80-byte is an alternate format for BMO configurations that specifically require it. Both are credits-only. Confirm the required format with your BMO contact if unsure.

BMO 1464 Credits Only

Generate BMO 1464 credit files in your browser. Credits only — not for BMO debit files, not for BMO 80-byte format.

Open BMO 1464 Credits Only Generator

Alternate formats also available for this bank: