Generate BMO 1464-format credit payment files for direct submission to BMO Bank of Montreal.
All file generation is processed entirely in your browser — no banking data is sent to any server.
This generator produces BMO 1464 credit files only. It does not generate BMO debit files, BMO 80-byte files, or files for RBC, CIBC, or Scotiabank.
Originator ID, file creation number, and destination data centre are bank/customer-specific values assigned by BMO. Validate generated files with your BMO 1464 contact before live submission.
The file you generate is a draft until you release it in your bank’s portal, and the release step is where the payment gets reviewed. That review is independent of this site: the bank reads the file with its own software, and what you confirm there does not depend on anything this site got right. Before you release it, confirm the counterparties, the amounts and the direction against your own records. Until then it is only a file on your computer.
Other BMO format: If your BMO setup requires the 80-byte EFT format instead of BMO 1464, use the alternate generator.
BMO EFT 80-byte Credits OnlyMost users upload a prepared CSV. Use Enter in Browser to build a file manually or test with a small batch.
Download the Excel template, fill in your BMO originator details and credit payments, export to CSV, then upload here.
Use the Excel template to edit. Export to CSV only when you are ready to upload.