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BMO EFT 80-byte Credits Only

Credits OnlyCanada OnlyAlternate BMO Format

Generate BMO EFT 80-byte credit files for Canadian bank transfers. Use this format when your BMO configuration specifically requires the 80-byte EFT format rather than the BMO 1464 format.

Scope and processing notice

All file generation runs entirely in your browser — no banking data is sent to any server.

This generator produces BMO EFT 80-byte credit files only. One batch per file. Transaction code is hardcoded to 460. Cross-references are auto-generated.

Not sure which BMO format to use? Most BMO setups use the BMO 1464 format. Use BMO EFT 80-byte only if your BMO contact has confirmed that your setup requires it.

Other BMO format: If your BMO setup uses the 1464-byte format, use the BMO 1464 generator instead.

BMO 1464 Credits Generator

Most users upload a prepared CSV. Use Enter in Browser to build a file manually or test with a small batch.

Upload CSV

Download the Excel template, fill in your BMO originator details and credit payments, export to CSV, then upload here.

Before you upload

Download the Excel template below and fill in your BMO originator details and credit payments.
Format institution, transit, and account columns as Text in Excel to preserve leading zeros.
Save a copy as CSV (Comma delimited) — do not upload the .xlsx directly.
Upload the .csv file here, review the imported values, then generate.

Cross-references are auto-generated — no cross-reference column needed in your CSV.

Or drag and drop a CSV file here