Generate BMO EFT 80-byte credit files for Canadian bank transfers. Use this format when your BMO configuration specifically requires the 80-byte EFT format rather than the BMO 1464 format.
All file generation runs entirely in your browser — no banking data is sent to any server.
This generator produces BMO EFT 80-byte credit files only. One batch per file. Transaction code is hardcoded to 460. Cross-references are auto-generated.
Not sure which BMO format to use? Most BMO setups use the BMO 1464 format. Use BMO EFT 80-byte only if your BMO contact has confirmed that your setup requires it.
The file you generate is a draft until you release it in your bank’s portal, and the release step is where the payment gets reviewed. That review is independent of this site: the bank reads the file with its own software, and what you confirm there does not depend on anything this site got right. Before you release it, confirm the counterparties, the amounts and the direction against your own records. Until then it is only a file on your computer.
Other BMO format: If your BMO setup uses the 1464-byte format, use the BMO 1464 generator instead.
BMO 1464 Credits GeneratorMost users upload a prepared CSV. Use Enter in Browser to build a file manually or test with a small batch.
Download the Excel template, fill in your BMO originator details and credit payments, export to CSV, then upload here.
Cross-references are auto-generated — no cross-reference column needed in your CSV.