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TD EFT 80-byte Generator

Generate TD Canada Trust EFT files in the proprietary 80-byte format for direct submission to your TD branch.

“We tested it against several other solutions and PayFile Pro worked every single time.”

— Jake K., technology company in Edmonton

Processed entirely in your browser

No banking details are sent to any server. All payment data stays in your browser session and is cleared when you refresh or close the tab.

The file you generate is a draft until you release it in your bank’s portal, and the release step is where the payment gets reviewed. That review is independent of this site: the bank reads the file with its own software, and what you confirm there does not depend on anything this site got right. Before you release it, confirm the counterparties, the amounts and the direction against your own records. Until then it is only a file on your computer.

Most users upload a completed CSV. Use Enter in Browser to build a file manually or make quick edits.

Upload CSV

Download the template, fill in your originator details and payments, export to CSV, then upload here. Imported values are available to review before generating.

Before you upload

Download the Excel template below and fill in your originator details and payments.
Format routing and account columns as Text in Excel to preserve leading zeros. Account numbers must be digits only — remove any spaces or dashes before uploading.
Save a copy as CSV (Comma delimited) — do not upload the .xlsx directly.
Upload the .csv file here, review the imported values, then generate.

Download Excel template (.xlsx)

Or drag and drop a CSV file here

How the template is structured

Excel template screenshot showing the row_type column, META rows for originator settings, and PAYMENT rows for transactions

Routing and account columns must be formatted as Text in Excel. Export to .csv when ready to upload.