Generate Scotiabank CPA Standard 005 1464-byte credit payment files for direct submission to Scotiabank.
All file generation runs entirely in your browser — no banking data is sent to any server.
This generator produces Scotiabank CPA Standard 005 1464-byte credit files only. CAD and USD are supported — one currency per file. Debit files are not supported.
File creation number: use 0000 for test files; use a unique non-zero value for each production submission — Scotiabank rejects duplicate numbers.
Due date is per payment row in YYYY-MM-DD format. Must be within −30 / +60 days of the file creation date.
Cross-reference and sundry are generated automatically. Always verify generated files with Scotiabank before live submission.
The file you generate is a draft until you release it in your bank’s portal, and the release step is where the payment gets reviewed. That review is independent of this site: the bank reads the file with its own software, and what you confirm there does not depend on anything this site got right. Before you release it, confirm the counterparties, the amounts and the direction against your own records. Until then it is only a file on your computer.
Most users upload a prepared CSV. Use Enter in Browser to build a file manually or test with a small batch.
Download the Excel template, fill in your Scotiabank originator details and credit payments, export to CSV, then upload here.