Generate RBC Standard 152 (Direct Deposit / PDS) credit files for the RBC Standard 152 service. Supports CAD and USD payments. Mixed currencies allowed in one file.
All file generation runs entirely in your browser — no banking data is sent to any server.
This generator produces RBC Standard 152 (Direct Deposit / PDS) credit files only. Canada-only in v1. USA-destined payments are not supported in this version.
CAD and USD payments are both supported. You may mix CAD and USD payments in a single file. The Currency of Service matches your RBC funding account. Each payment must specify a Destination Currency of CAD or USD.
Output mode defaults to NL (full 152-byte records), which is correct for most RBC setups including Web File Transfer and FTP SSL. Use 80 only if your RBC connectivity explicitly requires 80-byte segmented records.
Transaction code is hardcoded to 460. Payment numbers are auto-generated. You do not need to supply these values.
File creation number must be 4 digits (0001–9999) and must differ from your previous 9 submissions. Use TEST when submitting a test file.
Always verify generated files with your RBC test process before live submission.
The file you generate is a draft until you release it in your bank’s portal, and the release step is where the payment gets reviewed. That review is independent of this site: the bank reads the file with its own software, and what you confirm there does not depend on anything this site got right. Before you release it, confirm the counterparties, the amounts and the direction against your own records. Until then it is only a file on your computer.
Most users upload a prepared CSV. Use Enter in Browser to build a file manually or test with a small batch.
Download the sample CSV, fill in your RBC originator details and payments, then upload here.