Generate ATB Financial EFT 1464-byte credit payment files for direct submission to ATB.
All file generation runs entirely in your browser — no banking data is sent to any server.
This generator produces ATB Financial EFT 1464 credit files only. It does not support ATB debit files or ATB 96-byte files.
Each ATB EFT file must be single currency only. Do not mix CAD and USD payments in the same file. ATB supports both CAD and USD.
File creation number must be 4 digits (0001–9999) and unique per submission. Due dates must be in YYYY-MM-DD format.
Institution numbers must be exactly 3 digits; transit numbers exactly 5 digits.
Always verify generated files with ATB before live submission.
The file you generate is a draft until you release it in your bank’s portal, and the release step is where the payment gets reviewed. That review is independent of this site: the bank reads the file with its own software, and what you confirm there does not depend on anything this site got right. Before you release it, confirm the counterparties, the amounts and the direction against your own records. Until then it is only a file on your computer.
Most users upload a prepared CSV. Use Enter in Browser to build a file manually or test with a small batch.
Download the Excel template, fill in your ATB originator details and credit payments, export to CSV, then upload here.
Use the Excel template to edit. Export to CSV only when you are ready to upload.